When you finally get around to shopping for a new set of wheels, you may be looking for a dream car that looks good, is sleek and fast and probably more than a person can afford right now in this economy. Sure, you don’t want to spend a ridiculous amount of money on a car, but you also can’t get the image of you behind that glossy foreign convertible out of your head.
A new article from InsuranceAgents.com, ‘Most Expensive Cars to Insure: Make and Model Matter,’ illustrates why daydreaming about a fast and expensive car can cost you thousands of dollars in the long run. Drivers who want to save money on their car and their car insurance need to keep in mind that the make and model of their car will affect what they pay for both.
“Some cars yield affordable car insurance; others come with big price tags and big car insurance premiums,” states the article. “Insurers look at your credit history and your driving record when calculating the cost of your car insurance. But the type of car you are driving is another deciding factor and a car insurance agent will set your car insurance premium accordingly.”
The reasons the make and model of your car will define how much you pay for your auto insurance include:
• Replacement factor - The more it costs, the more it’ll cost to replace if it’s destroyed in an accident or is stolen.
• Repairs - Costly cars usually have costly parts. Some inexpensive cars may still have parts that cost a lot to replace.
• Age. If you’re a young driver, you can bet auto insurers will hike up your premium because statistics show that the youth are more inclined to have “lead feet” and speed.
Remember, in hard economic times like the one the country is facing now, everyone is affected. Money is tight, insurance rates are skyrocketing across the country, and job security isn’t what it used to be. If you can afford your car and insurance now, you may not always be able to. Investing in a modest car that isn’t too expensive to fix if it needs to go to the shop will most likely yield the most affordable car insurance. Also, shopping online for auto insurance quotes is another way (probably the fastest and easiest) to save money on premiums.
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Friday, August 28, 2009
Monday, August 3, 2009
Insurance news: best direct motor insurance online
At the beginning of insuring your motor it is important not only an insurance premium and coverage payment, but also the price that the motor insurance company appoints for their quotes. What insured person has to know about best direct motor insurance online? At the beginning of insuring your motor pay attention on insurance quote, which insuring company offers for you. Are you sure that it is a really affordable payment? To find the answer just take a look on comparison this ins payment with another. Many motor insurance companies promise the good quote and high coverage but a few of them realize it. Our motor attorneys consider that car motor insurance on-line lays in sphere of the interests of motor current insurer as well as insured person: the first one receive favorable clients while the second one get the affordable premium. During looking for car motor insurance on-line, do not forget to take a look on comparison the motor insurance profit with your rates! That is why we are publishing online the article about online motor insurance quote for our readers. This article named «BEST DIRECT MOTOR INSURANCE ONLINE» brings something new into the overview «CHEAP MOTOR INSURANCE QUOTE» on our portal.
Motorists are being urged to try a number of straightforward tactics in an attempt to secure lower priced direct motor insurance online from their auto ins companies. As direct motor insurance is a necessary requirement by law to use a vehicle on the roads in Ireland, it is far better for drivers to find ways of paying cheaper online motor insurance quote than not to pay for it at all.
Savings can also be sought by combining a number of deals with direct motor insurance company. If a motorist wanted to insure a number of car vehicles on one policy, the insurer may be able to offer a discount as a result. Some online motor insurance companies may also offer a reduction for on-line motor insurance premiumss if people wanted to add things like home or pet cover to a direct motor insurance policy too.
There are other less obvious discounts in direct motor insurance on line that can be had for drivers who are over 50 years old, for students in full time education and for motorists who drive a small amount of miles during the year. This will need to be investigated by people who fall into these categories to see if their motor insurance company offer such deals. One final thing to remember is that if a driver does receive the best online motor insurance quote, they can always go back to their old provider and see if they might drop the price further in an attempt to keep hold of them.
When you apply for short term motor insurance quotes, you can either do so online or offline, depending upon the company you choose to go with. Many direct motor insurance companies will now take applications, as well as payments right over the internet to help save you time. The coverage will likely be suitable for either a van or a car, and will also likely cover any drivers you need to be covered. The on-line motor insurance coverage, in most cases, will begin immediately. Furthermore, depending on the company you choose, they may only charge you one price, flat rate, no matter the current driving history of any driver. Cheap short term car motor insurance on-line may also include a variety of extras, such as repair service. It is important to check out the company and make sure they offer you the best rate for the best coverage.
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Motorists are being urged to try a number of straightforward tactics in an attempt to secure lower priced direct motor insurance online from their auto ins companies. As direct motor insurance is a necessary requirement by law to use a vehicle on the roads in Ireland, it is far better for drivers to find ways of paying cheaper online motor insurance quote than not to pay for it at all.
Saving money with direct motor insurance online
If drivers are looking for on line motor insurance policy with a new insurer, scouring the Internet for the best deals is a good and idea of seeing what deals can be achieved. Some of the online motor insurance quote comparison websites can offer people hundreds of available offers with the click of a button. This makes it an easy and fast way of getting an overview of the savings that can be made. However, some sites may not necessarily be able to list every deal available.Savings can also be sought by combining a number of deals with direct motor insurance company. If a motorist wanted to insure a number of car vehicles on one policy, the insurer may be able to offer a discount as a result. Some online motor insurance companies may also offer a reduction for on-line motor insurance premiumss if people wanted to add things like home or pet cover to a direct motor insurance policy too.
How to get cheap online motor insurance quote?
There are further simple ways of driving down online motor insurance quote by making a motor vehicle far harder for thieves to steal, for example, by installing an alarm or an immobiliser if the car did not have one already. Also if a car owner was able to park their vehicle in a more secure area, such as in a allocated parking space, or ideally a garage, this will have an effect on reducing the ins premiums.There are other less obvious discounts in direct motor insurance on line that can be had for drivers who are over 50 years old, for students in full time education and for motorists who drive a small amount of miles during the year. This will need to be investigated by people who fall into these categories to see if their motor insurance company offer such deals. One final thing to remember is that if a driver does receive the best online motor insurance quote, they can always go back to their old provider and see if they might drop the price further in an attempt to keep hold of them.
Observe short term direct motor insurance on-line
What is cheap short term direct motor insurance online? Short term car insurance is the type of direct motor insurance that one typically only needs for a period of 1 to 28 days. You might need cheap short term direct motor insurance online for a variety of reasons. For example, maybe you are going for a long trip in a car motor, but you are going to switch back and forth between drivers, and need temporary car motor insurance quote online for your automobile.When you apply for short term motor insurance quotes, you can either do so online or offline, depending upon the company you choose to go with. Many direct motor insurance companies will now take applications, as well as payments right over the internet to help save you time. The coverage will likely be suitable for either a van or a car, and will also likely cover any drivers you need to be covered. The on-line motor insurance coverage, in most cases, will begin immediately. Furthermore, depending on the company you choose, they may only charge you one price, flat rate, no matter the current driving history of any driver. Cheap short term car motor insurance on-line may also include a variety of extras, such as repair service. It is important to check out the company and make sure they offer you the best rate for the best coverage.
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